Get Pre-Approved for a Mortgage

Follow these easy steps to get pre-approved for a mortgage within 24-48 hours. Never any broker fees. Please note: we are only licensed in MO and our minimum loan amount is $75,000.

Fill out a loan application (3 options):

  1. The easiest option is to fill out our secure loan application online
  2. Or you can download the loan application (link), complete it on your computer, and email it to us or fax it to 314-827-0041
  3. Another option is to call us at 314-329-7314 to provide all of the information over the phone or to schedule a time to complete the loan application in person at our office

Next, email or fax us (314-827-0041) the following items:

(Alternatively, you can ask your loan officer to create a secure online folder where you would be able to upload the documents)

  • Income:

    • Most recent consecutive paychecks covering 30 days of earnings
    • All W2 and/or 1099 forms for the last two tax years (for all employment)
    • Two most recently filed tax returns (all pages): Federal returns only, state returns are not needed
  • Assets:

    • Two most recent bank statements (all pages, even if one is blank)
      • For all checking/savings/IRA/401K accounts that you listed on your loan application

What’s next?

Your loan officer will analyze the information provided and will work on issuing a pre-approval letter to you and to your realtor within 24-48 hours. A pre-approval letter will state the maximum home price for which you can qualify. You will be able to shop for a home of up to (and including) your maximum pre-approved amount. You will also receive an email with monthly payments based on current interest rates for loan programs that you are interested in.

Don’t have a realtor representing you?

We highly suggest using a real estate agent to represent you as a buyer. It’s a free service! The realtor will know what questions to ask and will negotiate the best price on your behalf. The realtor will also do a detailed market analysis to make sure that you are getting a fair price on your purchase. We work with numerous qualified realtors and will be happy to refer you to one specializing in your area of choice. Please call us at 314-329-7314 if you need a realtor referral.

After you find a home and have your offer accepted

Please contact your loan officer to start the loan process

question-mark-nothing   Please call us at 314-329-7314 with any questions

7777 Bonhomme Ave, Ste. 1800
St. Louis, MO 63105
NMLS ID: #1203639
MO License: #111990