Carlson Mortgage
Welcome to Carlson Mortgage
Need a mortgage to buy a home? Looking to refinance? Call us at (314) 329-7314. We are a local top-rated St. Louis mortgage broker. Conventional, FHA and VA Loans, no hidden fees.
If you have excellent credit and can afford at least a 3% down payment, then a conventional loan may be right for you, whether you are a first-time home buyer or buying your 'forever' dream home.
If you have minor credit issues, your debt-to-income ratio is a bit high or you have little to no money to put down, an FHA loan could be a great option. We have some of the lowest interest rates in Missouri on FHA mortgages and work with some of the best lenders in the country.
If you are an eligible veteran and you have little or no money for a down payment, then a VA (Military) home loan is an excellent choice. We work with top-ranked VA lenders offering veterans low interest rates on VA mortgages with $0 down and no PMI (mortgage insurance).
Do you need a loan that is greater than $802,650? We are here to help with an excellent selection of some of the best Missouri lenders providing Jumbo Loans up to $3,000,000.
We have a lot of first-time home buyer programs, with low down payments and some of the lowest interest rates in Missouri. Not only will you not pay any broker fees, but lenders will often cover the cost of your appraisal, resulting in an additional $450-$750 savings.
We offer some of the lowest rates in Missouri on a variety of refinance mortgages: to lower an interest rate, to shorten your loan term, cash out refinances for: home improvement projects, money to pay for kids’ colleges or funds to pay off high-interest credit card debt
If you need a real estate agent, Carlson Mortgage has worked with hundreds. Call us today, and we can help direct you to a top St. Louis realtor who is best suited to your needs. See a list of a few of our real estate agent partners
First time home buyer? Or just need some help with the home buying process? Want to stay up-to-date on Mortgage related news? Check out our blog.
Strategic Home Pricing Tips for St. Louis Sellers: Sell Faster and Smarter
January 17, 2025
Discover how to price your St. Louis home below market estimates to attract buyers. Carlson Mortgage shares proven tips for a faster, profitable sale.
2025 Mortgage Rate Predictions: Insights for St. Louis Homebuyers
January 16, 2025
Wondering where mortgage rates are heading in 2025? Explore Carlson Mortgage’s expert predictions and how these trends impact St. Louis homebuyers. Plus, learn how to secure the lowest rates with no broker fees.
How Loan Size Impacts Refinancing in St. Louis | Carlson Mortgage
January 14, 2025
Refinancing your mortgage in St. Louis? Larger loans need smaller rate changes to save big. Learn how Carlson Mortgage can help with the lowest rates in Missouri.