Carlson Mortgage
Welcome to Carlson Mortgage
Need a mortgage to buy a home? Looking to refinance? Call us at (314) 329-7314. We are a local top-rated St. Louis mortgage broker. Conventional, FHA and VA Loans, no hidden fees.
If you have excellent credit and can afford at least a 3% down payment, then a conventional loan may be right for you, whether you are a first-time home buyer or buying your 'forever' dream home.
If you have minor credit issues, your debt-to-income ratio is a bit high or you have little to no money to put down, an FHA loan could be a great option. We have some of the lowest interest rates in Missouri on FHA mortgages and work with some of the best lenders in the country.
If you are an eligible veteran and you have little or no money for a down payment, then a VA (Military) home loan is an excellent choice. We work with top-ranked VA lenders offering veterans low interest rates on VA mortgages with $0 down and no PMI (mortgage insurance).
Do you need a loan that is greater than $802,650? We are here to help with an excellent selection of some of the best Missouri lenders providing Jumbo Loans up to $3,000,000.
We have a lot of first-time home buyer programs, with low down payments and some of the lowest interest rates in Missouri. Not only will you not pay any broker fees, but lenders will often cover the cost of your appraisal, resulting in an additional $450-$750 savings.
We offer some of the lowest rates in Missouri on a variety of refinance mortgages: to lower an interest rate, to shorten your loan term, cash out refinances for: home improvement projects, money to pay for kids’ colleges or funds to pay off high-interest credit card debt
If you need a real estate agent, Carlson Mortgage has worked with hundreds. Call us today, and we can help direct you to a top St. Louis realtor who is best suited to your needs. See a list of a few of our real estate agent partners
First time home buyer? Or just need some help with the home buying process? Want to stay up-to-date on Mortgage related news? Check out our blog.
How a Government Shutdown Impacts St. Louis Homebuyers and Mortgages
December 20, 2024
A home for sale in St. Louis, illustrating the potential effects of a government shutdown on the housing market.
Understanding Assumable Mortgages in St. Louis: The Down Payment Problem
November 22, 2024
The Truth About Assumable Mortgages: The Down Payment Dilemma
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Understanding Mortgage Points: Tips for St. Louis Homebuyers from Carlson Mortgage
November 21, 2024
Considering Buying a Home in St. Louis? Here’s What You Should Know About Mortgage Points
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