Mortgage Interest Rates – St. Louis & Missouri

Please contact us at 314.329.7314 for today's interest rate for your scenario

30-Year Conventional

6.75%
30-year term, APR 6.77%%
  • Free quick pre-approvals
  • $0 in Broker Fees
  • We attend all closings
  • Close in 30 days or less
  • Phone: 314.329.7314
  • Email: info@carlsonstl.com

15-Year Conventional

6.125%
15-year term, APR 6.163%
  • Free quick pre-approvals
  • $0 in Broker Fees
  • We attend all closings
  • Close in 30 days or less
  • Phone: 314.329.7314
  • Email: info@carlsonstl.com

30-Year FHA (Government)

5.99%
30-year term, APR 6.704%
  • Free quick pre-approvals
  • $0 in Broker Fees
  • We attend all closings
  • Close in 30 days or less
  • Phone: 314.329.7314
  • Email: info@carlsonstl.com

30-Year VA (Veterans)

5.99%
30-year term, APR 6.203%
  • Free quick pre-approvals
  • $0 in Broker Fees
  • We attend all closings
  • Close in 30 days or less
  • Phone: 314.329.7314
  • Email: info@carlsonstl.com

10-Year Conventional

5.75%
10-year term, APR 5.794%
  • Free quick pre-approvals
  • $0 in Broker Fees
  • We attend all closings
  • Close in 30 days or less
  • Phone: 314.329.7314
  • Email: info@carlsonstl.com

5/1 ARM Loan

6.25%
30-year term, APR 6.256%
  • Free quick pre-approvals
  • $0 in Broker Fees
  • We attend all closings
  • Close in 30 days or less
  • Phone: 314.329.7314
  • Email: info@carlsonstl.com

7/1 ARM Loan

6.25%
30-year term, APR 6.312%
  • Free quick pre-approvals
  • $0 in Broker Fees
  • We attend all closings
  • Close in 30 days or less
  • Phone: 314.329.7314
  • Email: info@carlsonstl.com

Jumbo

6.49%
30-year term, APR 6.49%
  • Free quick pre-approvals
  • $0 in Broker Fees
  • We attend all closings
  • Close in 30 days or less
  • Phone: 314.329.7314
  • Email: info@carlsonstl.com

Frequently Asked Questions

Why use a mortgage broker? One of the main advantages of using a mortgage broker is to save you from approaching the various lending institutions yourself, a laborious and sometimes undignified task.

Why wouldn't I just go to a bank?

If you were to go to Bank of America, for example, you would only get access to their interest rates. If you use a mortgage broker, he or she will scout the market to find you the best rate and terms. Brokers only have your best interests in mind and do not have any allegiance to one particular bank.

Do I have to pay you for your services?

While it's true many brokers charge junk fees, Carlson Mortgage does not. Ever. We are only paid by lenders, not by you. We get a commission from a lender, and we only get paid if and when your loan closes. That is why our interests align with yours in ensuring that you have a timely closing.

Are there any other advantages?

Brokers can be more flexible than banks in making sure that your loan gets approved. We have long-standing relationships with many lenders and are very familiar with their programs and with their guidelines. Are you self-employed? Is your aunt gifting you the down payment money? Whatever the case, we will work hard to try to find a bank whose guidelines allow for your specific financial situation.

Why work with Carlson Mortgage?

We have many years of experience and over a thousand satisfied clients. We are local - our office is located in Clayton Plaza. Not only that, but we have no mortgage broker fees, and we are able to close loans very fast. All of our processing is done in-house, and we always attend all closings. Our loan officers are happy to meet with you after business hours or on a weekend. We provide same day loan pre-approvals, just call us at 314-329-7314 at anytime.

Can I see some references?

7777 Bonhomme Ave, Ste. 1800
St. Louis, MO 63105
NMLS ID: #1203639
MO License: #111990