Using Home Equity to Consolidate Student Loans

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Americans have racked up over $1.48 trillion in student loan debt.

The average student loan debt among the class of 2017 was $39,400, up 6% from the previous year.

The situation isn’t great, but in certain cities, it’s been revealed this situation is even more serious. A recently released study compared student loan debt to mortgage debt among borrowers that had both across…

Selling your existing home?

If you are selling your current home, please retain the following documents as they become available and provide them to your loan officer. This will make obtaining a mortgage for the purchase of your new home a lot smoother.
Once you have a buyer and an accepted sales contract:

Please provide us with a copy of your sales contract, signed by all parties
We also need an estimated Closing…

Why is credit history important?

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The Importance of Credit History
Like it or not, having credit is important today. While there are millions of people who are “credit invisible” in the US, their lack of credit can cause considerable hardship. You need credit to:

Buy a house with a mortgage
Purchase a car without cash
Even to rent a car or get a job in some cases

It’s not impossible to get credit with no credit. But…

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