Bad credit loans: How much does bad credit cost me?
How do you know if you can get a “prime” loan, or if you need bad credit loans instead?
If your FICO puts you into the “poor” credit range, you’ll probably need non-prime financing
You may even need bad credit loans if your score is “fair”
Recent events like foreclosures, bankruptcies, charge-offs, or collections mak…
What to look for in a lender?
When you shop for a mortgage, you’ve got a lot to think about. How much can you afford? If you’re buying a house, where do you want to live? If you’re looking to refinance, what are your goals?
Another key consideration should be who handles your mortgage. It can be tempting to look at the lender with the lowest overall rate. Advertised rates themselves…
Does the home always go to the high bidder?
There’s no secret that it’s an extremely competitive real estate environment out there right now if you’re looking to buy a home. Supply is extremely tight. In the market for existing homes, which accounts for about 90% of the overall housing market according to CNBC, if sales continue at their current rate, there are only 4.3 months’ wort…