VA Loan RatesVA loan rates are the interest rates assigned to loans which are guaranteed by the Department of Veterans Affairs under its Home Loan Guaranty program. The VA Home Loan Guaranty program protects mortgage lenders against loss, which allows banks to offer reduced rates to borrowers. VA mortgage rates can sometimes be up to 100 basis points (1.00%) or more below rates for comparab…
Mortgage After Bankruptcy (Chapter 7 or 13): How To Qualify
Bankruptcy Is Not The EndFor most people, the idea of filing for bankruptcy can be scary. The term “going bankrupt” just sounds frightening.For those considering bankruptcy, many questions are likely to come to mind. For example:How will bankruptcy affect my credit scores?How long will it take for me to rebuild my credit?How long before I can get approved for a mortgage?Bankruptcy can mean a…
Tax Incentives of Volunteering and Doing Charity Work
Is there anything more rewarding than giving back to your community? Whether it’s volunteering your time or making a charitable donation, knowing that your efforts are helping a person or group in need is a feeling that’s hard to top. In addition to the feel-good reasons, did you know that there may be tax benefits associated with your good deeds?Every year, millions of Americans volunteer.
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