How to improve your retirement savings

Reports on retirement savings often paint the same picture: Americans aren’t saving enough.

A recent study released by the Schwartz Center for Economic Policy Analysis at the New School indicates that those who don’t save enough run the risk of a lower standard of living in retirement — if they can retire at all. Social Security benefits were never meant to replace income, and t…

To Renovate or to Move?

You’re looking for a change in your house. Maybe you’d like to redo the kitchen and the bathrooms. The question then becomes whether it’s better to sell the house and look for a new one or save it through a remodel.

We’ve got to let you know: Should you stay or should you go?

Here’s the bad news: Every situation is different. It becomes a math problem. The good news is…

Understanding Secured Credit Cards

Here is a useful article from Bethany at Quizzle.com:

The time has come to look into applying for a secured credit card. I’m learning one of the downsides to not having credit or low credit, is that no one trusts me to borrow money. Batting my eyelashes and pinky-promising to pay back the creditors doesn’t seem to work as well with them as it does with Dad. Who knew? To them, I’m a…

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