Home buyers should evaluate both conventional and FHA loans. This article will explain the pros and cons of each loan type. Please call us at 314-329-7314 with any specific questions.
Background:
Conventional Loans: Comply with guidelines set by FNMA and Freddie Mac. The maximum Loan Amount for a conforming conventional loan is $417,000. Any higher amount is called a non-conforming Jumbo…
FHA vs Conventional

How to improve your retirement savings

Reports on retirement savings often paint the same picture: Americans aren’t saving enough.
A recent study released by the Schwartz Center for Economic Policy Analysis at the New School indicates that those who don’t save enough run the risk of a lower standard of living in retirement — if they can retire at all. Social Security benefits were never meant to replace income, and t…
To Renovate or to Move?

You’re looking for a change in your house. Maybe you’d like to redo the kitchen and the bathrooms. The question then becomes whether it’s better to sell the house and look for a new one or save it through a remodel.
We’ve got to let you know: Should you stay or should you go?
Here’s the bad news: Every situation is different. It becomes a math problem. The good news is…
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