🏡 The Fed Doesn’t Set Mortgage Rates — Here’s What Really Drives Them

A St. Louis mortgage advisor meeting with homebuyers near the Gateway Arch, discussing mortgage rates and loan options.

Many believe the Fed sets mortgage rates — but it doesn’t. Learn what actually drives mortgage rates, and how St. Louis buyers can benefit.

The Growing Gap Between Good and Bad Mortgage Rates — St. Louis Home Buyers, Shop Smart

St. Louis home buyers comparing mortgage rates with Carlson Mortgage

Not all mortgage rates are created equal. Learn how to avoid overpaying on your home loan and how Carlson Mortgage helps St. Louis buyers save with no broker fees.

Freddie Mac Now Allows 95% LTV on 2–4 Unit Homes — What St. Louis Buyers Need to Know

St. Louis brick duplex with “For Sale” sign representing Freddie Mac’s new 95% LTV mortgage option

Freddie Mac is increasing maximum LTVs to 95% on 2–4 unit primary residences, allowing St. Louis buyers to purchase duplexes and triplexes with just 5% down.

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