You probably already know about the connection between your credit history and your credit report and how both impact your credit score. Remember that your credit score is like the grade on your credit report: companies use this number to rate your likelihood that you’ll repay your debts and pay your bills.But just what are the factors that go into calculating your credit score? And whic…
What is Installment Credit and How Can It Help Your Credit Score?
One of the biggest pieces of your credit history puzzle is installment credit. If you want to maximize your credit score, you need to make sure that you have an installment loan or two under your belt.
What is an Installment Loan?
There are two main types of loans: revolving and installment. With a revolving loan, you are given a limit, and you can keep borrowing as long as you mak…
Tips for Controlling Your Spending When You Retire
Congratulations on the successful completion of your career. Now it’s time for a well-deserved break from the 9-to-5 grind. The new possibilities for your day are endless, but with a major change in life such as retirement comes a necessity to be a little more careful, especially when it comes to things like your finances.
While you may have thought ahead and been fortunate enough to put…
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