The new TILA / RESPA (TRID) mortgage disclosure

The new TRID

The following post is mostly applicable to real estate agents

Dear Real Estate Partners,

I received an email earlier today from a lender with whom I’ve been working for over ten years. They suggested that we email this important information to our realtor partners, with the link to NAR’s post and video. Here it goes:
Today’s Important Message:
For once. For the first time in recorded…

Removing Disputes from your Credit Report

Removing Credit Disputes - Image

Before buying a home, in most cases, lenders would require you to remove any disputed statuses from your credit report. We advise our clients to deal directly with the credit bureaus when removing dispute remarks. Here is the information for each bureau:
Experian
475 Anton Blvd.
Costa Mesa, CA 92626
Call: 714-830-7000.

The number is answered by a live human being, tell them that you…

Traffic Tickets and Credit Scores

It’s never fun to get a traffic ticket, especially if it’s a moving violation (like a speeding ticket). The most obvious cost of your traffic ticket is that you usually have to pay a fine. Depending on how fast you are going, and the state you are in, it can very expensive indeed. However, the fine associated with the traffic ticket isn’t the only cost. You might find yourself paying even…

7777 Bonhomme Ave, Ste. 1800
St. Louis, MO 63105
NMLS ID: #1203639
MO License: #111990
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