One of the biggest pieces of your credit history puzzle is installment credit. If you want to maximize your credit score, you need to make sure that you have an installment loan or two under your belt.
What is an Installment Loan?
There are two main types of loans: revolving and installment. With a revolving loan, you are given a limit, and you can keep borrowing as long as you mak…
Congratulations on the successful completion of your career. Now it’s time for a well-deserved break from the 9-to-5 grind. The new possibilities for your day are endless, but with a major change in life such as retirement comes a necessity to be a little more careful, especially when it comes to things like your finances.
While you may have thought ahead and been fortunate enough to put…
Clients often ask about betterments and home value. What is a betterment and how does it differ from normal improvements to a home or property? Here is the answer.
Simply put, if it makes your property more valuable (or better), it’s a betterment. Painting your home isn’t a betterment because it sustains your home’s value but doesn’t increase it. But a new addition to your home does…