Conventional vs. FHA financing: Which is Cheaper? | St. Louis

The U.S. Department of Housing and Urban Development (HUD) announced on February 27 that mortgage insurance premiums on FHA loans are set to rise starting April 1, increasing the cost of these mortgages to all new purchase and refinance borrowers.

Lenders say that borrowers who can qualify for conventional financing may actually find the monthly payments are lower (even if they must…

5 Tips to Help You Hire the Right Contractor

(written by Dominique Charrette)

Hiring a contractor can be scary and extremely stressful.  We’ve all heard the horror stories: “They didn’t finish the job, even after I paid them,” “When the inspector came out to look at the house, nothing was done to code, and now I can’t get a hold of the contractor.”  In order to make sure you make the right choices when it comes to…

Indoor Lighting Types and Tips for Your Home

(written by Viktoria Araj)

Like outdoor lighting, indoor lighting is an essential feature of a home, as it provides function and ambience. The different types of indoor lighting make it possible to choose the best delivery of light, based on your needs.
Types of Indoor Lighting
To keep it simple, there are two main types of lighting: natural and artificial.

Natural indoor…

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St. Louis, MO 63105
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