Here is a useful article from Bethany at Quizzle.com:
The time has come to look into applying for a secured credit card. I’m learning one of the downsides to not having credit or low credit, is that no one trusts me to borrow money. Batting my eyelashes and pinky-promising to pay back the creditors doesn’t seem to work as well with them as it does with Dad. Who knew? To them, I’m a…
You probably already know about the connection between your credit history and your credit report and how both impact your credit score. Remember that your credit score is like the grade on your credit report: companies use this number to rate your likelihood that you’ll repay your debts and pay your bills.But just what are the factors that go into calculating your credit score? And whic…
One of the biggest pieces of your credit history puzzle is installment credit. If you want to maximize your credit score, you need to make sure that you have an installment loan or two under your belt.
What is an Installment Loan?
There are two main types of loans: revolving and installment. With a revolving loan, you are given a limit, and you can keep borrowing as long as you mak…