FHA Mortgages for First-Time Home Buyers

FHA Home LoansFHA Home Loans are mortgages insured by the Federal Housing Administration that feature lower underwriting standards and rates than conventional loans, along with lower minimum down payments of 3.5%.  Additionally FHA borrowers are required to pay for mortgage insurance (MIP) to protect the lender in the event of a default.FHA Loans Are Flexible And AccessibleHome buyers today…

VA Loans & Interest Rates: 10 Reasons To Get a VA Mortgage

VA Loan RatesVA loan rates are the interest rates assigned to loans which are guaranteed by the Department of Veterans Affairs under its Home Loan Guaranty program. The VA Home Loan Guaranty program protects mortgage lenders against loss, which allows banks to offer reduced rates to borrowers. VA mortgage rates can sometimes be up to 100 basis points (1.00%) or more below rates for comparab…

Mortgage After Bankruptcy (Chapter 7 or 13): How To Qualify

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Bankruptcy Is Not The EndFor most people, the idea of filing for bankruptcy can be scary. The term “going bankrupt” just sounds frightening.For those considering bankruptcy, many questions are likely to come to mind. For example:How will bankruptcy affect my credit scores?How long will it take for me to rebuild my credit?How long before I can get approved for a mortgage?Bankruptcy can mean a…

7700 Clayton Road, Ste. 315
St. Louis, MO 63117
United States of America
NMLS ID: #1203639
MO License: #111990
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