Closing Costs: What You Need To Know

You’ve gone all the way through the mortgage process and it’s time to close your loan. What are all these closing costs and why do they change?

And we get it. Closing costs are a turnoff. If everyone had a bunch of money to bring to the table, we wouldn’t need mortgages. What can you do to help keep the costs down? We have some tips.
What Goes into Your Closing Costs?
When you…

What you need to know before you get a student loan

By now you’ve probably heard that outstanding student loan debt is at more than $1 trillion. You also probably know that college tuition costs keep rising. Many college students have no choice but to borrow to afford to pay for college. This accounts for the rising student loan debt in our society, as does the idea that a higher education is a required milestone for a good job.

Student…

When Should you Freeze your Credit?

With the recent news about data breaches and concerns that even the IRS can be vulnerable to identity thieves looking for information, it’s no surprise that many consumers are wondering how safe their own identities are. According to the U.S. Department of Justice, there are, on average, 12 million victims of identity fraud as of 2014. If you are concerned about how identity fraud could impact…

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